Sunday, October 28, 2012

Save Electricity in Your Home

A few years ago, Lois and I decided to lower our electricity bill by replacing ALL of our existing bulbs to CFL's.  To Cosco we drove and bought everything we needed for the total relighting of our home.

I thought we probably had about 30-40 bulbs in the house.  Amazing.  84.  We found bulbs in places we'd never been in that house.

I have to say, though, that it made a great difference.  We saw in the next bill a significant drop, and I'll tell you now that over the years, we've saved hundreds of dollars on lighting costs alone.

The bigger savings came as our old appliances one by one passed onto that place where appliances go after they die.  We now have very much energy-efficient refrigerator, dishwasher, range and oven, and clothes washer and dryer.  The refrigerator made the most impact, but all told, our bill is half of what it used to be.

A good article in the Daily Camera gives you some tips that I wish I'd had before we went on our bulb-hunting venture.  With the new technologies, it's worth the read, and gets you moving toward saving some serious long-term money.

Call me as you need.  I'm always here for you.

Enjoy the day,
Mike Moger





Saturday, October 27, 2012

Save Home Energy Money, and the Earth

I'm a real tree hugger by nature (forgive the pun, but I couldn't resist), so have read into the art of saving money and the earth by keeping our energy use down.  And it truly is in part a combination of art and some detective work.

Many people think the best thing to do to save energy use is to go out and buy an expensive rack of solar panels or install a geothermal heating and cooling unit in the home.  Although that certainly helps, it's better to first begin with step one.

Step one has nothing to do with generating the energy you need.  It has to do solely with lowering the need for energy in the first place.  The great news is that this is much less expensive, and actually does dramatically reduce your energy costs.  After that, when you go out to buy the solar panels, you'll have fewer panels to buy.

The first and best thing to do to reduce energy consumption is to seal up your home.  You'd be amazed at how many places around your house are throwing heat outside in the winter months.

A few things to do are detailed in this article in the Daily Camera.  Common sense, downright cheap and effective.  No reason at all not to do everything on this list.

Call me as you need.  I'm always here for you.

Enjoy the day,
Mike Moger
Wright Kingdom Real Estate
303.541.1920 office
303.859.4467 mobile
mmoger@wkre.com

Friday, October 26, 2012

Alfalfa's Market a Step Closer in Louisville

It's always nice to see things happen smoothly.

Looks like the Alfalfa's project, including the 22,000 sf Alfalfa's grocery store, along with 111 apartment units and another few thousand square feet of additional commercial space, has been approved by the Louisville Planning Commission.

Of note, the vote was unanimous and public comments on the negetive side were few.  It helped, I think, that the last proposal was much more massive, which brought out the public comments very much to the negetive side.  That proposal was voted down.

The article in the Daily Camera includes more info, and is worth the read.  Meanwhile, we await the City Council review coming up soon.

Call me as you need.  I'm always here for you.

Enjoy the day,
Mike Moger
Wright Kingdom Real Estate
303.859.4467 mobile
303.541.1920 office
mmoger@wkre.com

Monday, October 22, 2012

How Exciting Are Taxes?

Everyone's focused on the race for the White House right now, as we all should be.  But there's one very important item that the two candidates actually agree on.

Your taxes are going to go up.

A couple years ago, Congress passed a tax holiday on the taxes you pay to support Social Security.  It was meant to be just that, a holiday, and you were intended to come back to reality after the vacation.  January is your reality when the tax break goes away, and you'll end up paying a bit more.

What's as significant is that neither candidate -- neither party, for that matter -- is showing any signs of wanting to extend it.

Here's a good article with some actual detail.

And now, back to the Presidential race, because there really are some differences between these two guys.

Enjoy the day,
Mike Moger
Wright Kingdom Real Estate
303-541-1920
303-859-4467 mobile
mmoger@wkre.com



Friday, October 19, 2012

What Will Congress Do (or Not) About This One?

Just another note to watch Congress for yet another reason.

President Bush signed into law a wonderful bit of taxpayer relief before he left office, allowing the taxpayer to not pay taxes for the forgiveness of debt in some instances.  Prior to this action, when a homeowner lost a home in a foreclosure or sold for less than what the existing lender needed to pay off the mortgage, the amount of the forgiven debt had to be claimed as additional income by that homeonwer when he filed his taxes the following year.

In short, "you don't have to pay me that last $100,000, but you now have to pay taxes on that amount as if your income was that much higher."

So someone who couldn't pay his mortgage would have to pay a boatload of taxes on money he didn't really make.

Thank goodness, due to the new law, those homeowners were forgiven from having to pay those additional taxes, as long as the money from the mortgage was used to buy the home, and not a car or vacation or whatever.

Many people don't know, though, that that law only goes until the end of this year.  If Congress doesn't pass an extension of that law, and the President doesn't then sign it into law, those high taxes are back on the table.

A good article for the potential for extending that benefit for the taxpayer explains a bit more.

I'll keep you posted on what Congress is doing (or not) as we move along.

Enjoy the day,
Mike Moger
Wright Kingdom Real Estate
(303)541-1920 office
(303)859-4467 mobile
mmoger@wkre.com